Turn Denials to Approved Files!
MORTGAGES ARE A BUMMER.
TURN YOUR DENIALS
INTO APPROVED FILES.
WE'LL FIX IT!
CLIENT GOT A BAD LOAN?
Not surprising, most lenders suck.
If your client can't get a loan, call us!
Presented by Fourth City Mortgage LLC NMLS:2696065. Equal Housing Opportunity. The choice of a lender should not be based solely on this advertisement. Links or references to any products, services, or websites of any third party do not constitute or imply any endorsement by us of those third parties.
Client Not Approved?
Not surprising, most lenders suck.
Talk to Us.
Talk to Us.
If your client can’t get a loan, call us!
We don’t have Artificial Intelligence – We have Actual Intelligence. If your client isn’t approved, call us.
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What we do? Help!
Not all loans are created equal, they are created for the borrower.
- 20% Down could be 1% down with the right program.
- Decreasing income could be a rock solid P&L Loan.
- No income investment loans.
- Credit Approvals down to 500 or No Credit Requirements.
- Customized Loans for the REAL WORLD.
- Bank Statement, P&L, DSCR, NO Income loans all available to those who qualify.
- Fast Closing – as fast as 7 days.
- Top Communication – our professional advisors are in constant contact and help your approval fly through.
We Focus on Realtors
Mortgage lenders can be difficult so if your client has been turned down, but you say they’re good, give us a call, and we will find them a loan.
Self-Employed
Borrowers who are self-employed or 1099, face extra challenges when getting pre-approved or qualified fore a mortgage.
We offer specialized products designed for self-employed borrowers. From P&L, DSCR to Bank Statement loans, we have multiple options for any borrower.
Debt-Restructure
Credit Cards and high interest debt can be debilitating. We use a different approach to approve you as a whole borrower not just income ratios and credit.
Most want a 680 credit and below a 50% DTI, we can work with any credit score and real world DTIs.
Investments
Trying to better your future and set up yourself and your family for success, we look at investing as a true partnership and have programs to assist in that.
We focus more on the goal, and cashflow to help you make a sound financial investment.
Low or Bad Credit
The world isn’t always perfect and most lenders don’t have the creativity or products to find a solution. We have everything you can imagine.
Our plan is a holistic approach, we want to answer the whole client and solve their real situation.
What Makes Us Different?
We are geared around a different kind of solution. Most home loan advisors are in it for the borrower with only the best credit score, only the perfect income and the best situation. We started at big banks, and got tired of the restrictions. We’re a small nimble team built to close any type of loan. We never got along with perfect, we get along with REAL!
- Credit Approvals down to 500 or No Credit Requirements.
- Customized Loans for the REAL WORLD.
- Bank Statement, P&L, DSCR, NO Income loans all available to those who qualify.
- Fast Closing – as fast as 7 days.
- Top Communication – our professional advisors are in constant contact and help your approval fly through.
Meet John!
John spent years struggling to get a mortgage. He tried literally everything, down to even talking with his CPA about filing his taxes differently. Finally after a work injury took him off the job for a few months, he needed some help to get restarted. The Bad Loan team took over and helped John pull the money he needed out of his home, to fix some old debt and expand his business.
REAL PEOPLE! REAL HELP!
Meet John!
John spent years struggling to get a mortgage. He tried literally everything, down to even talking with his CPA about filing his taxes differently. Finally after a work injury took him off the job for a few months, he needed some help to get restarted. The Bad Loan team took over and helped John pull the money he needed out of his home, to fix some old debt and expand his business.
REAL PEOPLE! REAL HELP!
Mortgages can be tough
Our goal is truly to just make them easier. Provide real people with real solutions on how to solve their real problems. We are here to help solve an issue give guidance and fix your bad loan.